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Many types of insurance are purchased by and through businesses. 许多种保险是由企业或通过企业投保的。
Much of the insurance is group insurance purchased for personal needs at cheaper rates. 其中大量保险是以较低的保费应个人之需要而投保的团体险。
Cheaper rates on health and life insurance can be obtained by buying group policies through the business that are not normally available to families. 通过企业投保团体险，可以办理保费较低的健康险和人寿险——这通常是一个个家庭所享受不到的。